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College students and debt; financial aid, college expenses, work study and academics, students debt


bchris321 1 / -  
Feb 25, 2015   #1
Choose an issue of importance to you-the issue could be personal, school related, local, political, or international in scope-and write an essay in which you explain the significance of that issue to yourself, your family, your community, or your generation.

I wanted to write about college students and debt. I have some points to talk about but am not sure at which angle to approach them or if they are strong enough to make a cohesive essay, but i do feel strongly on the topic. The points are

Financial Aid
Are College expenses worth it
Work study and how it affects academics
Debt of to students with less paying majors as well as those who require post bacculerate majors.

if you have any other ideas or expansion on thoughts that would be helpful.

Thank You to all!
EF_Sheri - / 27 22  
Feb 26, 2015   #2
College students and debt is a timely topic and one in dire needs of more coverage. So, kudos on picking that topic.

You might want to explore the hype behind advertisements boasting of grants and loans. Because many students do not have to pay out of pocket expenses for tuition (even books and supplies in some cases) it is so easy to become buried in massive students loans. Disturbingly, the costs of loans (including federal loans) can be so high, even for a four-year university (not to mention those that continue on for their Masters and beyond) that the monthly repayment costs can easily take a large chunk from the average family's income. For instance, graduating with a bachelor's alone, the average student loan debt is about $80,000. If interest payments aren't made while in school, the amount can be closer to $100,000 and the monthly payment for all loans can be up to $1000. I would say that understanding the long-term impact of student loans is important and making some interest payments while in school is of equal importance.

I hope this helps you get started...or sparks other ideas. :)


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