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BENEFITS AND DRAWBACKS OF CREDIT CARDS


Shinigami97 10 / 16 1  
Feb 24, 2014   #1
BENEFITS AND DRAWBACKS OF CREDIT CARDS. Look forward to your feedback :D

There is no doubt that the process of financial transaction is currently simplified via the advent of credit cards. They have performed many essential roles in daily people's basics, however, containing the threat of substantial debt due to the improper uses of this tool. As far as I am concerned, whereby the number of people utilizing credit cards is gradually increasing, the benefits would outweigh the cons.

It is inevitable that the unaware tendency to spend money would probably lead to immense debt. The rate of consumption in buying unnecessary goods or expensive products has made the users not pay attention to the fact that the expense is probably the debit. Therefore, people would later then shoulder the responsibility for settling the loan or bearing the mounting debt when they have already overused the default balance money. Thus, this is concerned in the financial issue of many households

On the other hand, the access to money is highly facilitated for the people's convenience. Credit cards are able to help people arrange the remote payment of goods and products online, hence, being used in the variety of financial aspects. Furthermore, with the small and portable appearance, it would be a helpful option rather than having a lot of money in the wallet. Moreover, credit cards will allow users to acknowledge accurately the location and the amount of money already spent in order to adjust their finances. Hence, many financial transactions would be easily completed by a card.

To sum up, in spite of the some drawbacks, credit cards are probably people's options to use their money rather than using cash in some ways.

sandipsinh 37 / 90 3  
Feb 24, 2014   #2
very well drafted.
Here and there correction makes it perfect.

1.Do not attached another point in continuing sentence. REFER - .HOWEVER
There is no doubt that the process of financial transaction is currently simplified via the advent of credit cards. They have performed many essential roles in daily people's basics.

However, containing the threat of substantial debt due to the improper uses of this tool. As far as I am concerned, whereby the number of people utilizing credit cards is gradually increasing, the benefits would outweigh the cons.

2. SUBJECT AND VERB SHOULD NEVER BE MISSING IN ANY SENTENCE
On the other hand, CREDIT CARDS MAKES access OF money highly CONVENIENT for the people. Credit cards are able to help people arrange the remote payment of goods and products online, hence, FACILITATE IN MAKING VARIOUS COMPUTER BASED FINANCIAL TRANSACTION. Furthermore, with the small and portable appearance, it would be a SAFE option rather than having lot of money in the wallet. Moreover, credit cards will allow users to acknowledge accurately the location and the amount of money already spent in order to adjust their finances. Hence, many financial transactions would be easily completed VIA CREDIT card.

you have got good English writing skill.
Pahan 1 / 1,907 553  
Feb 24, 2014   #3
Is this for IELTS or TOEFL? Or for some other purpose? Good to mention that because these tasks have their specific requirements and therefore we can give our comments accordingly :)

There is no doubt that the process of financial transactionsis currentlyhas been simplified viaa lot after the advent of credit cards.
Great hook :) It is very relevant, meaningful and provides a beautiful entrance to your essay :)

They have performed many essential roles in daily people's basics, however, containing the threat of substantial debt due to the improper uses of this tool.

They offer very convenient solutions for our daily needs, however, we cannot deny that they also contain certain negative implications, especially when they are not used wisely.
dumi 1 / 6,928 1592  
Feb 26, 2014   #4
On the other hand, the access to money is highly facilitated for the people's convenience.

This sentence does not convey a clear idea :( Is this what you meant;
On the other hand, credit cards offer very convenient solutions in terms of having access to funds.
Credit cards are able to help people arrange the remote payment ofmake payments remotely for the goods and products by using online payment channels, hence, being used in the variety of financial aspects.


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