It has been awhile since I have needed to write a paper. Hopefully everyone might be able to refresh my memory.
Being a community college student does not afford many options for housing. There are many apartments available, though most are above the average college student's price range. In the Chicago Northwest suburbs alone there are ten different apartment complexes with available apartments, all with everything an individual needs to be comfortable.
Today's college student wants to be living on their own, in an apartment or house that is theirs. The current price of housing makes that dream hard for students. Most apartments require the tenant to have a gross income, three times the monthly rent. Without help from parents or a roommate, a student would have to have an income of at least $2,500 a month. The kind of income needed would require a full time job in a technical trade or a major corporation.
If the student does have the monthly income required even then the complexes that are worth living in will require a credit check. The average college student does not have the credit score to meet the requirements without a co-signer. The apartments that don't look at a credit report for potential tenants are usually the ones that you wouldn't want to live in. The ceilings have holes or water damage, the floor boards move when you step on them, the appliances are dated using the most advanced carbon dating techniques, the hallways smell like a 12 year old boy's gym locker, and you have to park a quarter of a mile away to make sure your car is not broken into. There are "dream" apartments available for rent, but are pricey.
The "dream" apartments have a clubhouse with everything someone could want including a pool, fitness center, sauna, basketball courts, and even an office available for use by the tenants. Clean apartments, kind staff, and a full time maintenance crew are all included in the price of the apartment. When you are applying for an apartment at these complexes there are many fees associated to the paper work including, but not limited to, a processing fee, a move-in fee, a security deposit fee, a background check fee, and a credit check fee. These fees can come close to $800 or more. Most of the money is returned or can be transferred to the first months rent.
The costs of the "dream" apartments are everything but ideal for the average student. These usually start around $1,000 per month vs. $700 per month for the less desirable places. Larger complexes have monthly specials like "first month's rent free" or "$500 off your first months rent." Some places will allow you to take that money and spread it out over the year and take a little off each months rent. Even with the discounts, the cost of living is still high.
Student loans are available for school fees, vehicle loans, and even cheap housing near major four year colleges, but no programs for the community college student. Not all of the students that attend community college live with their parents. Some are returning students that were not ready to jump right into college after high school. A few are ex-military that were recently released from active duty. Even more are young adults trying to save money by attending a community college first then a four year school. Could there possibly be a federal subsidized housing program to help these students find an affordable apartment? Can America help its future tax payers live in nice affordable apartments?