I thought no one is gonna edit this essay for me because it seems to be an old thread
Sorry... it caught my eyes only today while I was attending to topics of old threads :D
Sometimes the threads go just unnoticed when there are so many unanswered threads are there :)
So you deserve a few more comments:
... I'm going to re-write this with some key words;
Secondly, people who borrow money may be unable to
repay. These people sometimes do not have chances to explain their difficulties; they may have borrowed money to meet some family emergency or may be they have lost the job. Even there are very
valid reasons for the borrowers inability to pay on time, it may put the lender in a very uncomfortable and problematic situation. Therefore when the borrower and lender are two good friends, this type of situations invariably
strain their relationship.
:D
Later is better than never :P