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'save money to buy luxury items' - TOEFL Essay



momid 1 / 2  
Nov 24, 2011   #1
Is it better to enjoy your money when you earn it or is it better to save your money for some time in the future? Use specific reasons and examples to support your opinion.

Everybody needs money to live in this World. We cannot live without earning money. We need money to buy food, to buy clothing, and to have a place to live. Some people think it is better to spend your money when you earn it; while others disagree. As far as I am concerned, people should save their money for some time in the future for two important reasons.

First of all, people should save some money for emergencies. You should have some money in your hands if you need it. It is very hard for a person to get money from their friends or from their relatives when they really need it. For instance, my aunt was diagnosed with cancer and she was admitted in the hospital. Unfortunately, she did not have any money and her treatment required a large amount of money. My cousins literally begged with their relatives and friends to borrow some money, but no one was able to help. So this example proved that people should save some money in case of an emergency. According to the New York Times magazine survey, virtually 85% of people believed that saving money is essential for their future needs.

Second of all, people should save money to buy luxury items. You need money to live a good life because money is required to buy a custom made house, to buy a brand name car, or to buy more advanced appliances. For example, in my own experience, one of my friends saved a huge amount of money and she just bought a custom made house. She told me that she was saving this money for many years. Also, she cut down many expenses and tried to save as much as she can. After all this effort she was able to buy a big house. They almost paid off the mortgage because of their savings. One recent study revealed that many people are really careful about their expenses so they can secure their future.

To sum up, although some people like to spend money right away, I believe that we should save money for future usage. Not only will it help in emergencies but also you will be able to buy whatever you want to buy.

deepa21 5 / 12  
Nov 24, 2011   #2
custom made = Customized(Its good idea to used Customized)

able to buy whatever you want to buy.(This would not work as people do not buy whatever after saving )== Able to buy valuable assets of your life and secure you future.

Second of all (Wrong )==== Secondly should be used
Other wise nice essay good examples .
deepa21 5 / 12  
Nov 24, 2011   #3
Hi

Check out this essay I tried to write it little different with simliar points..
Let me know your feedback.

Every one enjoy's to spend money as money fulfills all the human requirements.
People have to work hard to earn money so that they can fulfill their basic needs of food ,cloths and shelter.
If there is a balance money left then spend more for luxury and comfort.
As many people believe they work hard so that they can earn money and then spend it all for happiness their self and family.
But I think this happiness would be temporary if all the money is spend at one time.

I believe people should save money after the basis requirements are served for two important reasons
First off all people should save money for emergency situations in life .
Emergency situation do not come up with alarm in their hand so you should be prepared for it always by having some money in your savings account

Emergency Situation like medical emergency , Accident of any family member , fire in house etc all of them are out of human control.
For example one of my aunty had been to market for buying vegetables and suddenly she had an heart attack while she was on her way back to home.

People around that place informed my uncle and they immediately took here to hospital. After examination by expert doctor they found that she needed a by pass surgery.

This surgery costed about $25000 and they need to pay the amount immediately. My uncle did not have this amount with him and then he was in big problem.

he asked for money from all his friends and relative but still could not make up with the required amount .
Finally he sold his car and payed the money for the operation .
Also I recently read and article in NY times magazine where 85 % of people believe that saving money is essential for future.

Secondly people should save money to buy their precious assets of life.
Like most of the people have dream to buy their own dream house, buy own car , buy their own farm and many more .
So if money is used cautiously then every individual will be able to full fill his/her own dreams.
I have seen very closely one of my school friend he had habit to save money right from his childhood.
when every he had some balance left from his pocket money he use to collect them in one mini bank .
And by end of year he had some much money that took a nice sweater for his mother birthday.
Further due to this good habit he saved lots of money and last year he bought a new house without any mortgage.
Its a big house so that it can accommodate his compete family and few guest comfortably .

Thus although every one enjoys to spend money . Every individual should plan to save enough money for any emergency situation is life and to fulfill some important dreams of ones life.

It always good habit to save money and spend only how much is really required.
Proper planing will help you to be happy today and secure your tomorrow.
sami talib 2 / 3  
Nov 25, 2011   #4
@ nomid...It is very hard for a person to get money from their friend...correct it as... it might be hard for a person to borrow some money from a friend/his friend.

examples are relevant
@ depa...he had habit to save money right from his childhood...write it as....he was accustomed of saving money
he had some much money that took a nice sweater for his mother birthday...he had enough money to buy a nice sweater
overall good essay
OP momid 1 / 2  
Nov 29, 2011   #5
Hi deepa,
thanks for your feedback.i checked your essay. custom made is a correct word. we use this word in America when we made something by ourselves.

1-everyone is one word.
2- enjoy not enjoy's
3- if there is some money we saved then we can use it for our luxuries.
4- They can spend this money to give a good life to their families.
5-basic needs.
6- first of all.


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