Spend money or Save money? I support saving for future

Now a days money helps many essential factors to live.Without money we can't do any thing.Money makes our life more comfortable,it gives energy to live any where in the word,.i would prefer to save our money it is better to use in our life in future like critical situations, children education,emergency hospital .

if we save money ,no need to ask anyone in critical situations,and we can also help for our friends,relatives and neighbors.For example recently my friend faced a problem, he don't have money to pay college fee for his next semester,in that situation i could help him.if we save money ,we can buy what we want in future, and we lead our life stress less.Suppose we want buy a new building or vehicles and home needs ,firstly we must save money .

We have to save money ,that helps for our children education in future.

nowadays is a word.
Without money we can't do any thing --> I think: we couldn't do anything
there are some mistakes with your vocabulary but you have ideas. Hope it helps.

We have to save money ,that helps for our children education in future.

Maybe change this last line? ... I feel we need to save money in order to better prepare for our children's education

:)