Dear Admissions Committee,
I am applying to the Master's in Finance since my recent practical experience, which will be mentioned later, helped me to define the direction I want to develop in: moving from producing financial reports to making and justifying corporate finance decisions. My long-term goal is to establish a financial consulting agency that supports small and medium-sized businesses in Kazakhstan when I acquire the most necessary knowledge in Master's program for these kinds of businesses-particularly in budgeting, cash-flow management, liquidity planning, and financial strategy. I want to reach this goal since I am interested in Kazakhstan's economics and its growth, I even published an article about youth business development. However, many businesses here struggle with one common problem - they cannot survive due to inability to adapt to current business requirements which can be solved with financial consulting, and I am eager to found this business to help small and medium-sized businesses to live and foster with my consultations.
I am currently a senior in a Bachelor's program in Business Administration and Finance. During my studies, I have completed two key internships. During my internship at Home Credit Bank's Treasury Department in Almaty my motivation became more concrete. I worked on management reporting support and built Power BI-based visualizations for internal reporting. When I finished my first report, I checked it and wanted to understand what they mean. Then I realized that I don't understand what these numbers mean for company strategy. I made a report, and they separately mean something, but what truly matters is how those numbers translate into decisions: how liquidity is managed, how short-term funding needs are forecasted, and how financial trade-offs are evaluated under constraints. That moment highlighted my main skill gap: I have experience working with financial data and reporting, but I want deeper competence in the tools and frameworks that support decision-making in corporate finance.
Earlier, during my internship at Tele2/Altel in the accounting department, I worked with accounting documentation and invoice-related information. During this internship, I also realized how fragmented finance can feel at the operational level. I was working with invoices and accounting documentation, but I did not always see how these inputs ultimately connected to budgeting, cash-flow planning, and managerial decision-making. This experience made me curious about the "full chain" of corporate finance-how accounting data becomes management reporting, how reporting supports planning, and how planning drives strategic financial decisions. That is exactly the perspective I want to develop through master's-level training.
Alongside practical work, I have consistently invested in developing my finance and analytics tools. I completed certificates in bond valuation and WACC-based valuation in Coursera platform, and I strengthened applied analytical skills through Excel, Power BI, and basic SQL/Python every semester with project works. For instance, I applied my WACC valuation, excel knowledge and current corporate finance into my semester project work. I also participated in finance-related projects, case championships and student clubs that required structured thinking and teamwork under deadlines. For instance, I participated in Enactus Narxoz in financial department, and we initiated many projects which earned profit for the club. This experience also showed me some minor struggles which small and medium-sized business have to cope with, like a convenient type of business, problems with current assets and logistics struggles. These experiences did not only reinforce my interest in finance-they also showed me the level of analytical depth I need to reach to become effective in corporate finance and, later, consulting.
I am pursuing graduate study because I am convinced Hungary provide advanced finance courses. For example, Corvinus University's MSc in Finance is included in the Financial Times Masters in Finance ranking 2025, and the program is CFA-affiliated, aligning the curriculum with globally recognized professional standards which makes it to be included in 601-800th best universities in the world in the field of business and economics. Also, I want structured, advanced course that helps me close the gap between foundational knowledge and professional-level application. In particular, Hungarian University of Agriculture and Life Sciences provides an advanced business and methodological knowledge, with which I can analyze and manage the financial processes of the economy at both the macro and micro levels. Especially, such courses as Advanced Finance, Advanced Corporate Finance, and Econometrics in Finance will boost my current knowledge, which will be crucial for my future consulting company. These can strengthen my ability to evaluate pivotal finance decisions, support valuation with well-justified assumptions, and improve forecasting and financial planning. I found out that I want to graduate with the ability to design clear, defensible financial recommendations rather than only describe financial outcomes. For me, studying in this environment is not only about earning a degree-it is about gaining exposure to applied finance thinking and analytical rigor that I can transfer to Kazakhstan's business landscape. Many SMEs in Kazakhstan still operate without strong budgeting systems, cash-flow forecasting discipline, or strategic finance planning. This creates fragile liquidity and limits long-term growth even when a company has a strong product or market demand. My goal is to help businesses professionalize financial management using tools and approaches I will gain during my master's studies.
Also, I understand that studying abroad will bring cultural and academic challenges, but I see them as an opportunity for personal and professional growth. My motivation, adaptability, and commitment to contributing to Kazakhstan's financial development make me confident that I can succeed in this program and fully realize its opportunities.
I know that graduate study abroad is demanding, but my internships and project experience have trained me to learn quickly, meet deadlines, and contribute in professional environments. I am motivated to fully engage in the academic requirements of the program and use its opportunities to develop into a finance professional who can create measurable value-not only for my own career, but for SMEs in Kazakhstan.
Thank you for considering my application.
I am applying to the Master's in Finance since my recent practical experience, which will be mentioned later, helped me to define the direction I want to develop in: moving from producing financial reports to making and justifying corporate finance decisions. My long-term goal is to establish a financial consulting agency that supports small and medium-sized businesses in Kazakhstan when I acquire the most necessary knowledge in Master's program for these kinds of businesses-particularly in budgeting, cash-flow management, liquidity planning, and financial strategy. I want to reach this goal since I am interested in Kazakhstan's economics and its growth, I even published an article about youth business development. However, many businesses here struggle with one common problem - they cannot survive due to inability to adapt to current business requirements which can be solved with financial consulting, and I am eager to found this business to help small and medium-sized businesses to live and foster with my consultations.
I am currently a senior in a Bachelor's program in Business Administration and Finance. During my studies, I have completed two key internships. During my internship at Home Credit Bank's Treasury Department in Almaty my motivation became more concrete. I worked on management reporting support and built Power BI-based visualizations for internal reporting. When I finished my first report, I checked it and wanted to understand what they mean. Then I realized that I don't understand what these numbers mean for company strategy. I made a report, and they separately mean something, but what truly matters is how those numbers translate into decisions: how liquidity is managed, how short-term funding needs are forecasted, and how financial trade-offs are evaluated under constraints. That moment highlighted my main skill gap: I have experience working with financial data and reporting, but I want deeper competence in the tools and frameworks that support decision-making in corporate finance.
Earlier, during my internship at Tele2/Altel in the accounting department, I worked with accounting documentation and invoice-related information. During this internship, I also realized how fragmented finance can feel at the operational level. I was working with invoices and accounting documentation, but I did not always see how these inputs ultimately connected to budgeting, cash-flow planning, and managerial decision-making. This experience made me curious about the "full chain" of corporate finance-how accounting data becomes management reporting, how reporting supports planning, and how planning drives strategic financial decisions. That is exactly the perspective I want to develop through master's-level training.
Alongside practical work, I have consistently invested in developing my finance and analytics tools. I completed certificates in bond valuation and WACC-based valuation in Coursera platform, and I strengthened applied analytical skills through Excel, Power BI, and basic SQL/Python every semester with project works. For instance, I applied my WACC valuation, excel knowledge and current corporate finance into my semester project work. I also participated in finance-related projects, case championships and student clubs that required structured thinking and teamwork under deadlines. For instance, I participated in Enactus Narxoz in financial department, and we initiated many projects which earned profit for the club. This experience also showed me some minor struggles which small and medium-sized business have to cope with, like a convenient type of business, problems with current assets and logistics struggles. These experiences did not only reinforce my interest in finance-they also showed me the level of analytical depth I need to reach to become effective in corporate finance and, later, consulting.
I am pursuing graduate study because I am convinced Hungary provide advanced finance courses. For example, Corvinus University's MSc in Finance is included in the Financial Times Masters in Finance ranking 2025, and the program is CFA-affiliated, aligning the curriculum with globally recognized professional standards which makes it to be included in 601-800th best universities in the world in the field of business and economics. Also, I want structured, advanced course that helps me close the gap between foundational knowledge and professional-level application. In particular, Hungarian University of Agriculture and Life Sciences provides an advanced business and methodological knowledge, with which I can analyze and manage the financial processes of the economy at both the macro and micro levels. Especially, such courses as Advanced Finance, Advanced Corporate Finance, and Econometrics in Finance will boost my current knowledge, which will be crucial for my future consulting company. These can strengthen my ability to evaluate pivotal finance decisions, support valuation with well-justified assumptions, and improve forecasting and financial planning. I found out that I want to graduate with the ability to design clear, defensible financial recommendations rather than only describe financial outcomes. For me, studying in this environment is not only about earning a degree-it is about gaining exposure to applied finance thinking and analytical rigor that I can transfer to Kazakhstan's business landscape. Many SMEs in Kazakhstan still operate without strong budgeting systems, cash-flow forecasting discipline, or strategic finance planning. This creates fragile liquidity and limits long-term growth even when a company has a strong product or market demand. My goal is to help businesses professionalize financial management using tools and approaches I will gain during my master's studies.
Also, I understand that studying abroad will bring cultural and academic challenges, but I see them as an opportunity for personal and professional growth. My motivation, adaptability, and commitment to contributing to Kazakhstan's financial development make me confident that I can succeed in this program and fully realize its opportunities.
I know that graduate study abroad is demanding, but my internships and project experience have trained me to learn quickly, meet deadlines, and contribute in professional environments. I am motivated to fully engage in the academic requirements of the program and use its opportunities to develop into a finance professional who can create measurable value-not only for my own career, but for SMEs in Kazakhstan.
Thank you for considering my application.
