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Pursuing financial literacy and education for Filipinos. Chevening Post Study Plan



iceman2017 4 / 5  
Nov 7, 2017   #1
This is the last essay. Hope you could help me.

plans upon return to the home country



Upon returning, I will further utilize my learnings by transferring to the xxx of the xx. My four years at the xxx were all offsite supervision and transferring to onsite examination would operationalize the learnings from the master's degree. In addition, I will lend my knowledge in technical working groups of the xx in line with forthcoming regulatory reforms of the xx such as OTC derivatives and securitization frameworks.

Second, I will coordinate with xx and the xx of the BSP to bid for projects under the Foreign and Commonwealth Office's South East Asia Prosperity Fund. The priorities of the fund include improving the business climate, competitiveness and operation of markets, energy and financial sector reform, and increasing the ability of partner countries to tackle corruption.

One aspect of financial sector reform that I would be pursuing is financial literacy and education for Filipinos. Based on the survey by Standard & Poor's Ratings services in 2016, only 25 percent of Filipinos are financially literate. In other words, about 78 million Filipinos have no idea about inflation, risk diversification, insurance, compound interest and even the simple bank savings. In addition, more than 80 percent of the working, middle class have no formal financial plan. My project proposal would be targeting the 571 unbanked cities and municipalities of the country as I consider the most prone individuals. They are easily targeted by "bogus" investment schemes as they currently don't have the financial knowledge to identify said schemes.

As a future leader in my country, I see that addressing financial literacy would not only educate Filipinos but it will also lead to a stronger and more competitive market in the Philippines.

Holt  Educational Consultant - / 15370  
Nov 7, 2017   #2
You must have a specific project in mind for your request for funding from the UK government sponsored organization. It isn't enough to pay lip service in this instance. You must at least represent an idea as to how the funds will be used. While that plan may change in the future, a tentative representation is required in order to prove that you are really serious about your application. That helps to bolster your plan of working with the BSP. The two organizations, coordinating to back your project should result in a positive result for your future plans. Specifically, the UK supported one. Your current proposal should indicate what role you hope the UK organization will be playing, aside from being the funder of the project. How does the UK interest in that sector tie in with your project? Delve into possibilities that could become realities for your career goals.
OP iceman2017 4 / 5  
Nov 7, 2017   #3
@Holt

Thanks for all the comments on my essays for the Chevening. The time and effort is greatly appreciated. Will be submitting my application.


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