Priyanka, this essay requires a lot of corrections and is, I'm afraid, very weak.
1. Intro: I think the intro was very lame and something that didn't explain anything.
2.
At nine years old, I didn't realize the greatness in the opportunity of coming to the USA.
Please explain. This is very vague and somewhat shows, that leaving India was great. By the way, Indians are doing great all over.... so you need to say, how? How has coming to US helped?
3.
The steps I took to reach where I am included different people, events, and little special moments.
Once again, very vague. What was the experience. See, the parts that would reveal the character within you have have been omitted by you. There is no outline, which I can draw from this sentence. Z can write this line, X can write it, Y can write.... does that mean all of them are different? You have to write how!
4.
when I had gotten into my first accident within a week of getting my license, I like many was still in shock and gained a fear of driving in the future.
The grammar is incorrect here. When I had my first accident, within the very first week of getting my license, I was in a shocked, to say the least. I feared driving... so on.
Personal note, I had an accident within the first week to. Yet, I think there are better things to say to admission committee than negative. The shade of character, you show is negative. I mean, it maybe important to you but this admission essay and its a competition. So, reflect your weakness with tact and don't bring them in the limelight.
Also, let's see some research on college. What major you intent to take and how does that make you a different person. Your goals and everything can be mentioned. Then drop a line in the end saying, I wish to be a part of XYZ research in Rutgers which will.... so on. This shows, you took pains to read their site and are truly passionate about this college.
Hope this helps and Best of Luck. :)