Encourage to take private health care insurance or maintain free health care systems?

The costs of medical health care are increasing all the time. Governments are finding it difficult to balance the health care budget.
Should citizens be totally responsible for their own health costs and take out private health insurance, or is it better to have a comprehensive health care system which provides free health services for all? Discuss.

There is no doubt that taking out private health insurance or maintaining the free health care system with free health care services, during the period that the price of health care services and variety of medicine keeps increasing and there is no sign of falling down, is an issue of much controversy. The arguments surrounding this issue will hence be discussed in the essay.

There are strong reasons that someone should be encouraged to buy private health care insurance. To begin with, giving free health care services to wealthy people who can afford or even they are willing to pay for good services is a waste of tax payers' money. Secondly, people who pay for insurance premiums have better services which free health care services cannot offer; such as they can select the best hospitals, choose the favored doctors or can stay in convenient patience rooms, .etc. Thirdly, paying insurance fees is one of the practical actions to help to lighten the government's financial burden.

On the other hand, there are also important reasons for remaining free health care systems with free health services; these systems still play an important role in society. For example, it enables people living in poverty or unemployed who cannot afford for dear insurance fees and expensive medical bills to have a way to take care of their health. No matter how poor they are, their rights to access health care system cannot be rejected. However, for those who are working, they should pay a percentage (1% or 2%) of their, even little, income as a tax which pays for the cost of providing "free" health care services. It is also another effective way to help the government.

In conclusion, my point of view is that governments should maintain both private health insurance systems and free medical care systems. The former ones are for people who are willing to pay and the other ones are for people who cannot pay or cannot afford to expensive health care services.

There is no doubt that taking out private health insurance or maintaining the free health care system with free health care services,during the period that the price of health care services and variety of medicine keeps increasing and there is no sign of falling down, is an issue of much controversy.------ this is too long dear.... it reduces the reader's enthusiasm. The reader has to put lots of effort to understand what you try to say. :(

To begin with, giving free health care services to wealthy people who can afford orand even they are willing to pay for good services is a waste of tax payers' money.--------- good :)

Secondly, people who pay for insurance premiums havewould recieve better services which free health care services cannot offer; such as they can select the best hospitals.

Thirdly, paying insurance fees is one of the practical actions to help to lightenease off the government's financial burden.

Through out the essay you offer logical reasons for both sides of the argument. They are very good. However, your examples are not very specific. I note this fact in your other essays too. I think you need to pay attention to your examples since these exams require you to support your arguments with specific examples. By the way, I dropped you a mail to your personal e-mail and hope you have received it. :)

Good Luck!

dumi
Thank you very much Dumi, please find new version of the introduction of my essay below, I modified it a little bit. Hope it makes my idea clearer. Please help to comment

There is no doubt that taking out private health insurance or maintaining the free health care system with free health care services is an issue of much controversy; especially during the period that the price of health care services and variety of medicine keeps increasing and there is no sign of falling down. The arguments surrounding this issue will hence be discussed in my essay.

Thanks for your words "ease off". Actually i was searching for it and honestly to say, I was not happy with "lighten" in the first place, but I had to use it as I cannot find better alternates.

By the way, I have just responded your email and hope it's already come to you :)

okkkkkkk.... now I get your point :)

especially during the period that the price of health care services and variety of medicine keeps increasing and there is no sign of fallingany downward trend.

The arguments surrounding this issue will hence be discussed in my essay.--------------- Again I prefer if you clearly tell your opinion to the reader so that he's more focussed to follow your reasons. I suggest ;

In my opinion, it is important to have the presence of both private insurance and free medical schemes in order to address the issues related to health requirements of a country. The following reasons would help me reinstate my opinion;------ you can even avoid the second sentence :)